Senior Citizens

I used to sell insurance to senior citizens. It was a lot of fun, yet it was very depressing. I would come in their house, ask them questions, and then find out that they had been scammed. They were sold things they didn't understand and would probably never use. I went to one woman's house and her purse was stolen. She had her Medicare card in her purse. A few weeks later, she called me to ask what she should do with her accounts. Her identity was stolen and her bank account and credit cards were maxed out. She did not know what to do or where to start. In order to prevent this kind of thing, Senior citizens can do a few things. First of all, take care of your mail right away. Either shred it or keep it. Don't let it pile up. Big piles of mail equals confusion. The other thing is with your Medicare card. The account number on your Medicare card is your Social Security number. Get a photocopy of your card. On the photocopy black out every number but the last 4 digits. Put your original Mediare card somewhere safe and your photocopy in your wallet/purse. If someone were to steal your purse or wallet, your social security number would be safe. When you go to the doctor, you present your photocopied card as proof of insurance. The doctor has your information already and he/she will look at that as verification.